Author Archives: admin

Keeping Tax Credits in an IVA

It is natural being afraid of the unknown but it’s far better to address the unfavorable aspects of any course of action than to refrain from confronting the issues entirely. The Individual Voluntary Arrangement (IVA) process is just one of … Continue reading

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Teach yourself about IVAs

The purpose of these pages is to give basic and straightforward answers to queries that individuals want to pose on the subject of IVAs and insolvency in general but may avoid doing this for all sorts of reasons. Let’s begin … Continue reading

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Trying to get Approval for an Individual Voluntary Arrangement

If you’re planning on entering into an Individual Voluntary Arrangement (IVA) with your lenders you would naturally like to be in no doubt that they are going to approve your IVA proposal. The overriding concern is whether your offer will … Continue reading

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Comparing an IVA with Bankruptcy

In striving to deal with personal insolvency it is practically inevitable that the debtor must consider the two primary solutions to be found in the Uk, namely going into an Individual Voluntary Arrangement (IVA) or petitioning for Bankruptcy. Naturally there … Continue reading

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Why Should Creditors Be Able to Claim My Property?

Once you owe money to loan providers or some other lenders they’ve got the legal right to seek the payment of such obligations in keeping with the conditions and terms under which the monies were borrowed or the liability was … Continue reading

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College Students Facing Debt Problems

Many students who expect to graduate this year can have loans of £25,000 or even more to dampen their determination when they seek to join a less than buoyant employment market. Research studies have found that half of those individuals … Continue reading

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Experiencing the Penalty of Debt

Capital punishment for even the most heinous criminal offenses has long been abolished in the majority of western democracies with some significant exceptions such as the USA. In regard to personal debt however, the USA has a most benign set … Continue reading

Posted in Bankruptcy, Bankruptcy Laws, Business Debt, Company Voluntary Arrangement, Debt Advice, Debt Help, Debt Management, Debt Management Plans, Law Reform Commission, Personal Debt, Personal Insolvency Law, Personal Loans | Tagged , , , , , | Leave a comment

Facts about Debt Management Plans

A Debt Management Plan (DMP) is an informal workable procedure for fixing a person’s personal debt issues by which creditors are paid back entirely in a period of time. The speed at which lenders are paid is dependant upon what … Continue reading

Posted in Debt Help, Debt Management, Debt Management Plans, Debt Settlement Arrangement, Debt Solutions, Individual Voluntary Arrangements, IVA | Tagged , , , , , , | Leave a comment

Different Types of Personal Debts

We quite possibly have difficulties in differentiating between distinct types of consumer debt and banks can be less than useful in explaining these distinctions. One difference which is crucial to be familiar with is whether a particular liability is secured … Continue reading

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Repaying Debts Using a Debt Management Plan

Debt Management is a simple process which you can use to reduce and clear all your outstanding debts without the need to obtain any further credit than what you already have. If you choose to use a debt management company … Continue reading

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