IVA Calculator

If you would like to know more about an IVA or if you want to know if an IVA is the right solution for your debts, fill in the debt calculator below, including as many details as possible about your income, expenses, finances and your debts. When you have filled in as much information as possible, send the calculator to us so we can review your information and see if you are elgibile for an IVA.

All advice we provide is free, confidential and with no obligation to proceed. Your information will never be passed to any third party.

Online IVA Calculator & Enquiry

Step 1 · Your Monthly Income

Monthly Salary

Monthly Salary (partner)

Income from Benefits

Child Maintenance Income

Income from Pension

1. Other Income

1. Other Income Amount

2. Other Income

2. Other Income Amount

3. Other Income

3. Other Income Amount

TOTAL MONTHLY INCOME

Step 2 · Your Monthly Expenses

Mortgage / Rent

Council Tax

Life Insurance

Buildings / Contents Insurance

Water Rates

Gas / Electric

TV Licence

Landline Rental

Mobile Costs

Food and Toiletries

Clothing and Footwear

Public Transport

Car Expenses (Fuel, Tax Insurance, Repairs)

Medical, Optical and Dental

Sky or TV Package

Hairdressing

Meals at Work

Pets

1. Other Expense

2. Other Expense Amount

2. Other Expense

2. Other Expense Amount

3. Other Expense

3. Other Expense Amount

4. Other Expense

4. Other Expense Amount

TOTAL MONTHLY EXPENSES

Your potential IVA Payment

Below is the new amount you could be paying towards your debt as a monthly IVA payment (the income left over after you have paid all of your living costs / expenses).

DISPOSABLE INCOME CALCULATION

Step 3 · Your Debts

Fill in as much information as you can about your debts / creditors. The more information you provide, the better we can advise you.

Creditor 1	Balance (approx)
Creditor 2	Balance (approx)
Creditor 3	Balance (approx)
Creditor 4	Balance (approx)
Creditor 5	Balance (approx)

TOTAL CREDITOR BALANCE

Your Contact details

Your full name

Telephone Number

Email Address

Any additional information?

By submitting this form I consent to the processing of my data & agree with the McCambridge Duffy Privacy Policy

About the IVA Calculator

The purpose of the IVA calculator is to give us an idea of your financial situation and will help us determine if an IVA is a suitable option for you. The IVA calculator will also give you an idea of what your monthly payment could be in an IVA, by working out how much money you have left over each month to go towards your debts. The calculator will only give you an approximation of what your monthly payment might be and should only be used as a guideline for an IVA. It does not qualify you for an IVA and does not confirm that an IVA is your best option. We will only be able to properly assess and advise if an IVA is your best option after reviewing your information and having a brief conversation with you about your situation. We will also run through any other options you might have for addressing your problem debts. If you have any questions, just call us on 0800 043 3328.

What is an IVA?

An IVA is a formal insolvency solution that can help you address your unaffordable debts. It normally consists of monthly affordable payments towards your debts that last for 60 months (5 years). Once your IVA is agreed it becomes legally binding on you and your creditors. On completion of the IVA any remaining debts are written off and you can start over debt free. Read more about an IVA

What our clients think of us

Extremely helpful service beginning to end

Taking out an IVA has been the best decision and McCambridge Duffy have been very supportive throughout the whole process. I would recommend to anybody.

Review from Teresa

Nice people, great service

I found McCambridge Duffy extremely helpful during a very difficult time. If I had any concerns or worries, they took the time to discuss them with me. My whole outlook on life and the future is different now, and McCambridge Duffy helped me get there. If I had have known about their service previously, I would have saved myself significant stress.

Review from Gareth

Simply the best

I am very pleased with the level of customer care provided by McCambridge Duffy. The staff are very professional, well trained and friendly. I was treated with a great deal of sensitivity and respect during my application prosess. I would definatelly recomend it to my friends and family. Thank you again for your wonderful help.

Review from Tetyana

Totally Brilliant

They were very helpful and understanding and if you needed to know anything they always had time to talk and to listen to our needs and didnt judge us. I have already recommend them to a friend so I hope they get 5 star treatment too!

Review from Elizabeth